Your renewal is an opportunity to save — don't just auto-renew with your current lender and leave money on the table.
Overview
Most Canadians simply sign the renewal offer their bank sends without shopping around. But the offer your bank sends is rarely their best rate.
By working with me at renewal time, you gain access to dozens of competing lenders. Even a 0.25% difference can save you thousands over your term — and there's no cost to getting a second opinion.
Key Benefits
Switching lenders at renewal is easy — often no penalties and no legal fees.
Your lender's renewal offer is a starting point, not a final answer.
Fixed vs. variable? 1 year vs. 5? I'll help you choose what makes sense now.
Common Questions
Absolutely. Renewal is the easiest and most cost-effective time to switch. Typically no penalties and the process is simple.
Yes! What looks great may not be. I'll compare it to the full market and either confirm it's competitive or find you something better.
Yes. Some lenders allow early renewal without a full penalty, especially in the final months of your term.
Book a free, no-obligation consultation and let's find the right mortgage for your situation.