Buying your first home is one of life's biggest decisions. I'll guide you through every step — clearly, calmly, and at no cost to you.
Overview
Navigating your first mortgage can feel overwhelming. I'll explain everything in plain language, help you take advantage of first-time buyer programs, and make sure you get the best possible start.
From your first conversation to the day you get your keys, I'll be with you every step of the way.
Key Benefits
Every term, document, and decision explained in language that makes sense.
Take advantage of every government program and rebate available to you.
You'll feel completely informed and confident before making any decision.
Common Questions
Minimum 5% for homes up to $500K. Between $500K–$999,999: 5% on the first $500K and 10% on the remainder. Over $1M requires 20% down.
If your down payment is under 20%, your mortgage requires CMHC default insurance. It protects the lender but allows buyers to enter the market sooner.
Yes! The Home Buyers' Plan lets first-time buyers withdraw up to $35,000 from their RRSP tax-free. You have 15 years to repay it.
Book a free, no-obligation consultation and let's find the right mortgage for your situation.