Roll high-interest debt into your mortgage and potentially save thousands in interest every year.
Overview
High-interest debt from credit cards, car loans, or lines of credit can feel impossible to escape. But if you own your home, your equity may be a powerful tool.
By refinancing and rolling your debts into your mortgage, you replace multiple high-rate payments with one lower monthly payment — and many clients see their cash flow improve significantly right away.
Key Benefits
Replace multiple monthly payments with a single manageable mortgage payment.
Mortgage rates are dramatically lower than credit card or personal loan rates.
Freeing up monthly cash can help you rebuild savings and reduce stress.
Common Questions
It can save significant interest, but it means securing previously unsecured debt against your home. We'll review your full picture before making any recommendation.
Most lenders require you maintain at least 20% equity after the refinance. The amount you can access depends on your home's value and current mortgage balance.
Paying off revolving debt like credit cards typically improves your credit utilization ratio and can help your score over time.
Book a free, no-obligation consultation and let's find the right mortgage for your situation.