Know exactly how much you can afford before you start house hunting. A pre-approval gives you a competitive edge.
Overview
A mortgage pre-approval confirms how much a lender is willing to lend you, locks in a rate for up to 120 days, and shows sellers you're serious. In a competitive market like Regina, it can be the difference between winning and losing the home you want.
Gagan works quickly to get you pre-approved — often within 24–48 hours.
Key Benefits
Pre-approvals processed quickly — often within 24–48 hours.
Lock in today's rate for up to 120 days while you search.
Sellers take pre-approved buyers more seriously.
Common Questions
It's a strong conditional commitment subject to property appraisal and no major changes to your finances before closing.
A single mortgage inquiry has a minor impact and multiple inquiries within a short window are treated as one by credit bureaus.
Most are valid 90–120 days. If you haven't found a home by then, we can reapply.
Book a free, no-obligation consultation and let's find the right mortgage for your situation.